Empowered Planning Blog

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Episode Summary:

I’m excited to share our first guest episode of 2024 with Nikki Nie, a 500 hour ERYT Tantric Hatha Yoga and Meditation teacher and client of mine! I’ve seen Nikki make the transition into entrepreneurship with so much success (and financial stability!) and wanted her to share her story today on the podcast because she shows what’s possible for you if you’re thinking of making the leap from contractor to business owner. Chasing her passions is what’s most important to Nikki, but she wanted to make sure she was protected financially. Throughout our work together she has drastically reduced her debt, has leveraged multiple income streams, and has increased her confidence with money. Nikki blows me away and I’m so excited for you to learn from her during this conversation!

Topics:

• How Nikki moved from professional dancing in Hollywood to entrepreneurship via yoga and...

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Episode Summary:

Happy, happy new year. It was a nice break that we took, but I am so excited to get back to the podcast! I'm having a ton of fun doing these episodes and getting input from you all. This year, we'll be adding some special guests on the show I'm really excited about. But as we step into this new fresh chapter, the new year is always full of possibilities, opportunities, and a chance for us to embrace new beginnings with a lot of optimism and hope which I love. Whether you're setting ambitious goals, seeking personal growth, or just looking to find joy in everyday moments, the new year really brings us this blank canvas for everything that we're looking forward to. So I want to embark on this journey together and carry forward from lessons that we learned last year in 2023 and all the resilience that we gained from the past year. So cheers to a year filled with lots of love, lots of happiness and financial...

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Episode Summary:

This is episode eight and it's going to be the last episode until 2024 but I will see you back here in January. We're going to take a break through the holiday season to finish up some year-end deadlines and to be more present on the home front. I think that gets lost sometimes this season, especially if you're a mom taking care of making it a magical, magical time for everybody. But in today's episode I want to dive deeper into how your self-worth is not or should not be dictated by your net worth. I think this is a timely topic because about 70% of the US GDP comes from consumer spending, which really flares up around the holidays – there’s shopping opportunities all around us and it's hard not to think about money. So let’s talk about what this all means today on The Empowered Planning Podcast!

Topics:

• The negative effects that come with attaching your self-worth to money in any regard,...

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Episode Summary:

Are you feeling the pressure of the holiday season? Maybe you’re feeling so stressed out that you non longer feel the joy that can be so abundant at the end of the year. I’m so excited to have our first guest on the episode today, my dear friend Jean is joining me to talk about how she has learned to shift out guilt for joy in her life (because there is so much of it to be had). She shares the practices that have helped her overcome the common challenges that we all face in raising children while being career driven women. I hope our conversation today can help you come back home to not only the meaning of this season, but why you do what you do each day!

Topics:

• That practices that really worked for Jean as she faced some of the challenges with raising children and working full time
• The importance of taking care of yourself, even if it’s just ten minutes a day, and how to start that routine...

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Episode Summary:

We are gearing up for the holiday season, my favorite time of year! If you have been out of your house and have gone to literally any store, they already have their big holiday decorations out and this is such a fun time of year. But for a lot of women, a lot of moms, I know it also comes with a lot of stress – you're having to provide this magical experience for your kids and loved ones, on top of your regular to-do list and duties. So I want to help as much as I can on the financial side of things because it's really up to us to balance out what's going to work. In this episode I’m sharing a few tips to feel financially stable during the holiday season, from apps you can use to focusing on sustainability. I hope this helps you remain excited about the weeks to come!

Topics:

• Different tools and apps you can use to stay on top of your holiday gift budget
  Why Shinobu suggests opening a separate bank...

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Episode Summary:

We have about two months left in the year, which is crazy to say, but as we're gearing towards the end of 2023, I'm starting to get a lot of questions around taxes if you have a side hustle, if you're part of the gig economy, if you started freelancing, or if this is your first year as an entrepreneur. There is a lot of unknown in this area for most people, this can lead to a bit of panic but rest assured you have time to figure it all out if you start to be proactive today! In fact, I believe now is the perfect time to start planning for your taxes because you're getting yourself ahead of the holiday season, which can be an expensive time of year. So dive in with me as I walk you through steps you can take today to feel more confident about filing your taxes come the new year!

Topics:

• The most important things to keep in mind as you prepare to file your taxes for 2023
• Why Shinobu believes the first thing you...

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Episode Summary:

Last week on the podcast, we talked about how to unpack all of the money baggage that we essentially got through our childhood and growing up, so if you haven’t listened to that episode, go do that now! This week I want to take things a step further and talk about the six most common money blind spots, as I call them, that tend to show up in our lives. Money blind spots are beliefs or thoughts that obstruct the way that we view money in our lives. In this episode, I want to try to normalize this for you because we have all of these voices in our head that we interact with throughout the day that can prevent us from moving forward in our lives if we don't really address them. My hope is that you’ll listen to this episode and leave with actionable steps you can take to heal your money blind spots to become more confident in your financial decision making!

Topics:

• How Shinobu identifies money blind...

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Episode Summary:

Everyone’s money culture in their home is unique and it creates different perceptions and behaviors that they take with them as they grow older. This is the same culture that creates big emotions that arise when you have to create big financial decisions. So what do you do with those feelings? That’s what I want to talk about today – unpacking your money baggage. I’ll share a little bit about my own money story and how it affected me, then I’ll move into the different forms of fear that come up around money and how to overcome them. Then, stay tuned for next week when I’ll cover the six money blind spots that are commonly showing up in many people's lives! 

Topics:

• Shinobu’s own money story and how this informed her financial decisions as an adult

• The different ways that Shinobu has seen people think about money 

• What heuristics are and the role that they...

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Episode Summary:

Hello and welcome to the Empowered Planning Podcast, Honest Financial Conversations for the Modern Woman! This podcast has been a long time coming for me and I finally took the leap to bring you a space to have open, honest conversations about money and investing. I've been in the financial industry for over 15 years, both as a financial planner turned educator and coach. Because the financial markets and the economy are fluid, they are forever changing, this really impacts how we spend our money, how we invest our money. With this, I always consider myself a student first and I want to share with you what I learn along the way and take that research, the data that's out there, kind of weed through all the noise and really help you put those into practice.

In this first episode of the podcast, I want to give you a backdrop of how as women we got to where we are with our money and then provide you with...

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Episode Summary:

Today I want to talk to you about a really hot topic: INFLATION. The high levels of inflation that we're facing have been putting a dent in everybody's wallets, so today I want to talk to you about four money moves you should be making with your money during these high inflation times. I’ll also share two tips to consider when thinking about your cash because there are ways to take advantage of this high interest rate environment that we are also in at the same time. But even before I get into these tips and start thinking about strategies for you, I want to talk to you a little bit about what exactly inflation is and why we care and what we should expect going forward. I hope this episode helps you feel more confident and hopeful.

Topics:

• What exactly inflation is, the different things that minimize or increase inflation, and how this can affect our day to day 
• The impact that the pandemic and low...